Terms & Conditions
Effective Date: 6/26/2026
Welcome to Brew Financial by McIntyre. By accessing or using our website, software, AI services, client portal, or any services provided by Brew Financial ("Company," "we," "our," or "us"), you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of our services.
1. Our Services
Brew Financial provides services including, but not limited to:
- Wealth Advisory
- Tax Preparation
- Tax Advisory
- AI Solutions
- Software Development
- Client Portals
- Educational Resources
Availability of services may change without notice.
2. No Investment Advice
Unless expressly stated in a separate written agreement, Brew Financial does not provide investment advisory services, securities brokerage, portfolio management, or fiduciary investment management.
Our wealth advisory services are educational and consultative in nature and are intended to help clients make informed financial decisions.
3. Tax Services
Tax preparation and advisory services are based solely on information provided by the client.
Clients are responsible for providing complete, accurate, and timely information. Brew Financial is not responsible for errors, penalties, or delays resulting from incomplete, inaccurate, or omitted information.
4. AI & Software Services
Our AI platform, Brew AI, powers many of our software solutions and customer interactions.
By using Brew AI, you acknowledge that:
- AI-generated responses may contain errors or incomplete information.
- AI should not be considered a substitute for professional advice.
- Automated decisions should be reviewed before being relied upon.
- Brew Financial may use AI to improve customer support and business operations.
AI is intended to assist—not replace—professional judgment.
5. Client Responsibilities
You agree to:
- Provide accurate information.
- Maintain the confidentiality of your login credentials.
- Promptly notify us of unauthorized account activity.
- Use our services lawfully and ethically.
6. Acceptable Use
You agree not to:
- Attempt to gain unauthorized access to our systems.
- Interfere with or disrupt our website or software.
- Upload malicious code, viruses, or harmful content.
- Misrepresent your identity.
- Use our services for unlawful purposes.
Violation of these terms may result in suspension or termination of access.
7. Intellectual Property
All content on this website—including text, graphics, logos, branding, software, source code, AI models, designs, documentation, and other materials—is the property of Brew Financial or its licensors and is protected by applicable intellectual property laws.
No content may be copied, reproduced, distributed, modified, or used without prior written permission.
8. Privacy
Your use of our services is also governed by our Privacy Policy.
By using our website and services, you consent to the collection and use of information as described in that policy.
9. Electronic Communications
By contacting Brew Financial or using our online services, you consent to receive electronic communications, including emails, appointment confirmations, invoices, and service notifications.
10. Third-Party Services
Our website and software may integrate with third-party platforms or services.
Brew Financial is not responsible for the content, availability, security, or practices of third-party providers.
11. No Guarantees
While we strive to provide high-quality professional services, Brew Financial makes no guarantee regarding:
- Financial outcomes
- Tax refunds
- Tax savings
- Business growth
- AI-generated recommendations
- Software performance in every environment
Past performance or previous results do not guarantee future outcomes.
12. Limitation of Liability
To the fullest extent permitted by law, Brew Financial, its owners, employees, contractors, affiliates, and technology providers shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of our website, services, software, or AI systems.
Our total liability shall not exceed the amount paid by the client for the specific service giving rise to the claim.
13. Indemnification
You agree to indemnify and hold harmless Brew Financial, its employees, affiliates, contractors, and representatives from any claims, damages, liabilities, costs, or expenses resulting from your misuse of our services or violation of these Terms & Conditions.
14. Service Availability
We strive to maintain reliable access to our website and software but do not guarantee uninterrupted availability.
Maintenance, updates, technical issues, or circumstances beyond our control may temporarily affect service availability.
15. Changes to Services
Brew Financial reserves the right to modify, suspend, or discontinue any service, feature, pricing, or software functionality at any time without prior notice.
16. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles.
Any legal action arising under these Terms shall be brought in the appropriate state or federal courts located within Pennsylvania.
17. Changes to These Terms
We may update these Terms & Conditions from time to time. Updated versions will be posted on this page with a revised Effective Date. Continued use of our services constitutes acceptance of any changes.
18. Contact Us
If you have any questions regarding these Terms & Conditions, please contact:
Brew Financial by McIntyre
Email: info@brewfinancial.com (replace with your preferred business email if different)
Website: www.brewfinancial.com (replace with your live domain if different)
Acknowledgment
By accessing or using the Brew Financial website, Brew AI, the McIntyre Wealth App, client portal, or any services offered by Brew Financial, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.